John Harvey Early is the sole owner and source of investment advice for Economic Leads. He was educated at Vanderbilt University – BA Economics, 1982; College for Financial Planning – CFP Professional Education Program, 1988; West Texas A&M University – course in computer programming 1979, statistical forecasting 1990 and a graduate business statistics course 2009.
John Early has been managing money for individuals since July 1991. He’s also provided Independent Quantitative Analysis of the economy and financial markets since July 1986. John published a paid subscription financial newsletter for five years and acted as managing trustee of various testamentary trusts before starting his most recent business.
In addition to owning Economic Leads, John was President of Early Investors, a small closely held corporation holding oil and gas working interests since April 2000. John Early has never had a dispute with a client that led to arbitration or a legal proceeding of any kind.
The Registered Investment Advisors’ appeal stems from the idea that their goals are aligned with those of their customers. Unlike stockbrokers, they are bound by fiduciary duty, meaning they must put clients’ interests ahead of their own. Stockbrokers are under no such obligation; they must simply offer products that are suitable for their customers.
According to the SEC, a Registered Investment Advisor (RIA) is used to describe an Investment Adviser who is registered with the Securities and Exchange Commission or a state’s securities agency. The term has been popularized due to its use within the Investment Advisers Act of 1940 and its association to the term “Investment Advisor” (IA) (spelled “Investment Adviser” in U.S. financial law). An IA is defined by the Securities and Exchange Commission as an individual or a firm that is in the business of giving advice about securities.